A question we get here at Chandler Select quite often is "Is Chandler Select a Buy Here Pay Here" dealership?" So, we decided to answer some FAQs about what a BHPH dealership is, and the benefits of choosing our Madison, Indiana dealership instead.

What is a Buy Here, Pay Here dealership?

A Buy Here, Pay Here dealership is different from a dealership like Chandler Select because they finance customer loans "in house", rather than through outside lenders. While this means that many BHPH customers are approved, it can also mean the loan terms are not competitive and interest rates can be high. The professional staff here at Chandler Select wants our customers to have access to the best interest rates and terms available to them, because we want to build a lifelong relationship with our customers. As part of a larger dealership group, we can offer dozens of lenders to help customers with any credit situation. We even have a Guaranteed Credit program for qualified customers to help build or rebuild credit. Ask us how we can help!

Is a Buy Here, Pay Here dealership a good idea to help build or rebuild credit?

While many buyers are easily approved at a BHPH, it doesn't always help build credit. Many BHPH dealerships do not report to credit bureaus, while some only report when a payment is late or missed. Buying a vehicle at Chandler Select can help build or rebuild credit to offer even more options when it's time to trade. Ask one of our sales professionals how we can help build or rebuild credit.

I still owe on a vehicle I purchased from a Buy Here, Pay Here. Can I get a different vehicle?

In some situations, it is possible. Talk to one of our professional sales staff about your situation.

Can I buy a vehicle with $500 down?

In some situations, it's possible to purchase a vehicle with a low down payment. Everyone's situation is different. Contact us and we will help figure out all your financing options.

Got more questions? 

The friendly sales staff at Chandler Select in Madison, Indiana is always happy to help. We're here for you, even if you're not quite ready to purchase. Our job is to help you explore and expand your possibilities, no matter what your credit situation, so that you will be a lifelong happy customer. Give us a call at 812-274-2699 or contact us here and let us know how we can help. You can also apply for financing.